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Archive for January, 2012

Simple Ways To Save When Obtaining A Mortgage

Posted by Jorja Marion On Jan - 25 - 2018

Everyone wants to save money when they buy something, whether scoring a deal on a new outfit or saving when obtaining a mortgage.  The process of obtaining a mortgage can be hard enough without worrying about whether you are getting the most savings or if you should look for a better deal for the mortgage.  By following some simple tips, you will increase your chances of obtaining a great deal when you apply for the mortgage.

Have Some Flexibility

The first thing that you should do to save when obtaining a mortgage is be flexible.  In many cases, items like the amount of the mortgage or the length of time given to repay the mortgage are items that the borrower does not need to be flexible about.  Being flexible on other items, such as the name of the mortgage lender or the number of points  on the mortgage, will allow the borrower to explore a greater pool of mortgage options, increasing the chance that they will get a good bargain for the mortgage.

Review Quotes From Several Different Lenders

Another way that an individual can increase their chances of saving money on their mortgage loan is to shop several different lenders before deciding which lender to use.  Different lenders can have different interest rates for the same loan, even when looking at the same credit report and credit score.  Saving a couple of percentage points on an interest rate for a mortgage can save you thousands of dollars over the length of the loan.  It is important to carefully review the information provided by the lender to ensure that there are no hidden charges or confusing issues in the mortgage agreement.

Put As Much Down As You Can

Having a significant down payment will decrease the amount of money you need to borrow through the mortgage loan.  A large down payment will also lessen the amount that you will be paying in interest over the life of the mortgage loan and provide you with home equity much more quickly.  If you intend to stay in your home for a significant period of time, you can save a lot of money by putting as much as you can down for a down payment on the home.

 

Twitter Scams: How I Almost Got Hacked And Spotted The Fake

Posted by Levi Dynon On Jan - 21 - 2018

Hey everyone thought I would drop a quick post out today about how I almost got hit by a terrible twitter scam.  In fact I was so close to falling for this scam that all I had to basically do was hit enter on my keyboard and would have been lost forever.

It all started when I received a direct message from a particular individual I was following that mentioned that some people were spreading some horrible rumors about me on the  web and left a shortened URL for me to click on.  Below is what the message looked like.

At this point I began to get very worried that someone was spreading some awful rumors about me on the net so my first instinct was to click on the link, and thats exactly what I did falling right into their trap.  From th

Tags: Got, Got Hacked

Three Common Tax Misconceptions about Home Ownership Explained

Posted by Jesse Shand On Jan - 20 - 2018

One of the benefits of owning a home is the deductions that homeowners can use when filling out their annual tax forms. While there are several tax benefits to owning your own home, some of these benefits are greatly exaggerated and some of them are simply misconceptions that are untrue. Here are some of the more common tax misconceptions and exaggerations that are out there so you can be aware of them.

Misconception #1: The interest that I pay on my mortgage provides me with a tax break.

For the majority of homeowners, mortgage interest does provide a tax break which is unavailable to renters. But in order to take advantage of this break, a homeowner must itemize their taxes. This means that the combined individual deductions are more than the standard deduction that an individual would automatically get each year.

Isle of Man continues seeking expressions of interest for 5* hotel and casino complex

Posted by Levi Dynon On Jan - 18 - 2018

The Isle of Man’s Department of Economic Development has reached the halfway stage in its process of seeking expressions of interest from organisations interested in helping establish the Island’s first five star hotel and casino complex.

The Department recognises that a top class casino is the next step to furthering the Isle of Man’s position as an international hub in the gaming industry, where market demand remains high. It also announces to remaining interested parties that they have until 31st January 2012 to declare their interest.

With the development creating many jobs in the construction and leisure industry, the hotel and casino will present an excellent opportunity to provide seasoned gamers and tourists alike with a first class experience on the Isle of Man. The l

Coppermark Bank Locations

Posted by Jesse Shand On Jan - 12 - 2018

Find information on all 11 Coppermark Bank branch locations in Oklahoma and Texas.  Coppermark Bank locations are listed by city with the complete bank branch address, bank branch phone number and branch hours of operation.  Use the Coppermark Bank contact information and branch locations to quickly compare the bank rates offered by Coppermark Bank in Texas and Oklahoma or find the nearest branch for a local ATM for additional services.

Coppermark Bank customer service can be reached by calling toll free 800-942-2930 or
405-942-2265 in Oklahoma or 469-467-0302 in Texas.  Coppermark Bank customer service is available Monday – Friday 7:30 a.m. to 6:30 p.m. and Saturday 9:00 a.m. to 1