Banks-24

Complimentary Banking Newsletter Bank News Industry Insights & Info

Archive for December, 2012

10 tips for super-sizing savings in 2013

Posted by Jorja Marion On Dec - 31 - 2018

Americans continue to place an increased emphasis on saving, with 1 in 5 respondents citing this as their top financial priority in Bankrate’s November Financial Security Index. What better time to give yourself a fresh start than the beginning of a new year? Want to boost your savings in 2013? Here are 10 savings tips to help you reach that goal.

Tip 1: Start or boost your emergency savings account

Only 1 in 4 Americans has an adequate emergency savings cushion, according to Bankrate’s July Financial Security Index, and an alarming 28 percent have no emergency savings at all, so the majority of people need to heed this tip. Since the biggest barrier to saving is not being in the habit of saving, the best way to get in the habit is to pay yourself first.

Have money directly deposited from your paycheck or even your checking account into a dedicated savings vehicle.

How could equity release help you?

Posted by Levi Dynon On Dec - 31 - 2018

Thousands of people are already enjoying the benefits of having released funds from the value of their properties.

So, if you’re a homeowner and over 55 years of age, an equity release plan from Age Partnership could allow you the financial freedom you’re looking for, that could help you:

  • Repay your mortgage,
  • Maintain or improve your standard of living,
  • Raise funds for those home improvements,
  • Make a one-off purchase such as a car or a holiday,
  • Help out your family members.

At Age partnership, it is our responsibility to provide expert and impartial advice to all of our clients.

To understand the features and risks of an Equity Release plan please ask for a personalised illustration.

Discover Card 2% Cashback on 12/22

Posted by Jorja Marion On Dec - 22 - 2018

If you have a you can get 2% cashback on Saturday, December 22, 2012. You will have to login to your account to sign up for the cashback. Sign up to earn 2% Cashback Bonus on any purchases made on 12/22/12. These purchases do not count towards annual purchases eligible to earn 1% Cashback Bonus. Allow up to 2 billing periods for this reward to be added to your Cashback Bonus account. See Cashback Bonus Program Terms and Conditions for further details about your rewards program. This should stack with the 5% cashback being offered for online purchases. You will need to double check to make sure that is correct. If you do not yet have a Discover Card you can sign up for one using the link below.

ING Direct Canada Doubles Orange Key Promotion!

Posted by Jesse Shand On Dec - 19 - 2018

Close

While on Facebook this morning, I came across an announcement that ING Direct Canada made – this announcement was to let everyone know that it is the “Summer of Sharing”.

ING will now be offering for a limited time the opportunity for people to earn double the bonus amount when they share their Orange Key with a friend.

That said, the new bonus will now be $50, instead of the regular $25.

If you recall how the ING Direct Orange Key promotion works, when your friend signs up using your code you earn a bonus of $25 each time. The o

2011 FBAR Filing Date Reminder

Posted by Levi Dynon On Dec - 18 - 2018

FBARs (Foreign Bank and Financial Accounts Report Form TD F 90-22.1) are due June 30th. If you or your clients have $10,000 or more in offshore financial accounts and are U.S. citizens, residents and/or U.S. based entities, use this form to report a financial interest in or signatory authority over foreign accounts. In recent years, the IRS has increased enforcement of this required disclosure, and penalties for failure to file the FBAR include hefty fines and in some cases jail time.

To ensure compliance, it is critical you complete the TDF 90-22.1 as soon as possible since, unlike other IRS documents, the FBAR form must be received (not just postmarked) by the Saturday, June 30th deadline.