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Guardian Bank Georgia Mortgage Rates

Posted by Jesse Shand On Jan - 6 - 2019

Guardian Bank is a Georgia based bank mortgage lender that strives to provide its customers the mortgages that they need and can afford.  Georgia mortgage shoppers can easily compare many different types of loans with a mortgage representative at the bank, and then compare the terms and conditions, and interest rates for the type of loan that they settle upon.  The process of applying for a mortgage loan with Guardian Bank is actually relatively straight forward.  

Home loan borrowers in the market area served by the bank that are interested in a new home or want to refinance their existing mortgage, will find that Guardian Bank has a number of mortgage loan programs to meet their needs.  For those existing mortgage borrowers are looking to lower their monthly payments and interest, draw on equity in their home, or build equity faster, refinancing their mortgage may give the flexibility and extra cash they are looking for with a loan from Guardian.

The conventional fixed rate mortgage loans at the bank generally offer the best rate and term combinations available and can be used to purchase or refinance a home.  The fixed rate mortgages have fixed monthly principal and interest payments for the life of the loan and come with a variety of repayment terms.

Guardian Bank also offers government loans in Georgia, these mortgage loans are insured or guaranteed by the federal government and come with less restrictive credit and down payment requirements.  These loans are also made available with fixed interest rates and a variety of repayment terms for qualified applicants.

With any of the loan types available at the bank, prospective borrowers can get a free pre-qualification, this is an optional step that consumers can go through prior to or while shopping for a house.

The bank offers information on all the loan products with competitive Georgia mortgage rates whether the borrower is a first time homebuyer or an experienced homeowner.  There are several factors that will go into what interest rate the bank will charge to lend money to purchase a home or refinance an existing mortgage.

The Georgia mortgage interest rates and points paid on a particular loan request are based on a number of factors, such as the loan type, the term of the loan, the borrower’s credit profile, the loan-to-value, as well as other specific parameters used in the loan approval process.  Contact the bank directly for the most up to date and accurate information bank rates and lending programs.

Guardian Bank mortgage loan representatives can be reached by calling the bank directly at 229-241-9987.  Guardian Bank is an equal housing lender, member FDIC.  A list of bank branches with the addresses, phone numbers and hours of operation can be found at the bank directory under Guardian Bank locations.  Additional bank rate resources can be found at Georgia mortgage rates.

The mortgage information presented is believed to be reliable but may have changed since this publication date, the information is not guaranteed.

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