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Monona State Bank Mortgage Rates Today

Posted by Jesse Shand On Aug - 19 - 2018

Monona State Bank offers mortgage loans in Wisconsin with a local focus.  Loan applications, processing and approvals are handled by local bankers that know the local market and can respond quickly.  Monona State Bank mortgage loans are available for first time homebuyer, existing borrowers in need of a refinance, or for those are residents in the market area served searching for financing on just the right home.

As a local community bank, Monona State Bank mortgage loan officers provide a higher than normal level of customer service.  Bank staff will help guide first time home buyers and experienced mortgage shoppers through the home-buying process and making it easier to find the right loan and term needed to finance a property.  In the current mortgage market, evaluating the financing options, deciding to use a mortgage, and choosing the right mortgage product and the payment plan can be as important as finding the right house.

For new loan borrowers that want to do a little of their own mortgage research, Monona State Bank online tools provide a great deal of information from current Wisconsin mortgage rates to online mortgage calculators.  Home loan borrowers can even apply online and in many cases get approved instantly, absolutely free, and with no obligation.

Even though, Monona State Bank is local community bank, the bank mortgage programs are quite vast.  Mortgage shoppers can find help with loan products that include: first-time homebuyer loans, construction loans, home equity loans, lot loans, condominium loans, vacation and second home mortgage loans and investment property loans.

Current mortgage rates in Wisconsin offered by Monona State Bank include the following interest rates and terms for a $200,000.00 loan on a new home purchase:

A 30 year fixed rate mortgage in WI offered by Monona State Bank is at 3.625 percent and no points with an APR of 3.655 percent.

The 20 year home loan has an interest rate of 3.500 percent and zero points resulting in a 3.541 percent APR.

A fixed rate 15 year mortgage loan has an interest rate of 2.875 percent, also with no points and an APR of 2.927 percent.

The Wisconsin mortgage rates listed are current as of August 19, 2012 and are subject to change at any time. The mortgage rates are based on a loan amount of $200,000.00 on a single family purchase with a minimum 20 percent down payment. 

All mortgage loans offered by Monona State Bank require bank approval and must meet current loan approval standards.  The actual interest rate and fees available on a specific loan request will be based on the borrower’s credit history, the down payment, property type and other factors and may be different than the rates displayed here.

To obtain current mortgages rates today in Wisconsin from Monona State Bank, call the bank directly at (608) 223-3000 or visit one of the three Monona State Bank locations.

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